Overcome Risk, It’s Important to Protect Wealth in the Future

Jakarta, Armfalcon.com – Consumer Business Director of PT Bank Rakyat Indonesia (Persero) Tbk (BBRI), Handayani said wealth protection (Wealth Protection) become an important thing that is needed by the community as a form of anticipation to protect assets, from risks in the future.

“The earlier you plan your finances, the cheaper the costs, the older you are, the more expensive the premiums are. Therefore, the most important thing in financial planning is to choose the right instrument so that your goals can be achieved properly,” Handayani explained to Armfalcon.com, Friday ( 14/4/2023).

Moreover, he continued in conditions filled with uncertainty at this time. He saw more and more people who find it difficult to distinguish between needs and wants. In addition, when discussing protection, for example for workers, many workers feel that insurance and protection are the responsibility of the company.

“Therefore, we carry out education and literacy, so that the decisions and strategies taken can be good, planned and measurable to be able to meet both needs and desires,” said Handayani.

For this reason, he added, in managing finances, people need to pay attention to income and expenses wisely. What’s more, everyone’s needs are different, including the stages of life. Handayani said that the needs of those who are single are different from those who are married, as well as those who are married are different from those who already have children.

“Many things affect planning, but you can be sure that the earlier you plan your finances and protection, the better you will get the benefits,” he said.

Therefore, Handayani said that there are three simultaneous stages in financial planning. First, protection of resources that become income, meaning that in protecting the hope is protection.

Second, that any income you have must also be a source returns optimal for the growth of wealth owned.

Third, with good planning, you can fulfill your needs and desires, so how can you pass them on to the next generation.

“By having a structured financial plan, of course you can get it peace of mind in this life,” he concluded.


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source: www.cnbcindonesia.com

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