OJK continues to educate people so they don’t get trapped in illegal online loans

Our hope is that the public will be smarter in distinguishing between legal and illegal investment offers or financial service product offers….

Jakarta (Armfalcon.com) – Chief Executive of the Financial Services Authority’s (OJK) Consumer Education and Consumer Protection Supervisor Friderica Widyasari Dewi said the OJK continues to educate the public so they don’t get caught up in online loans and illegal investment offers.

“Our hope is that the public will become more intelligent in distinguishing between legal and illegal investment offers or financial service product offers, and we will continue to disseminate this to the public,” Friderica said at a press conference on the results of the April 2023 Monthly Board of Commissioners Meeting (RDK) in Jakarta, Friday. .

Friderica said that the modes of fraud in online loans and investment offers are increasingly varied and innovative. Therefore, education and outreach activities to the public are a joint effort that is continuously carried out by the OJK and the ministries/agencies that are members of the Investment Alert Task Force (SWI).

“The modes and innovations of the perpetrators of this fraud are increasingly varied and we must continue to see what the latest trends are and as much as possible we will protect the public and we will also provide understanding to the public,” he said.

Also read: OJK reminds the public not to play around with illegal fintech

He said that his party provided an understanding of the things that must be done by the public when they are involved in investment fraud schemes and what they must anticipate in the future so that they are not trapped again in these fraudulent schemes.

OJK also continues to massively accelerate literacy and financial programs in order to support the achievement of national financial inclusion and literacy targets, both through face-to-face and online activities. Learning Management System (LMS) and social media.

As of March 31 2023, OJK has carried out 332 financial education activities that reached 64,668 participants nationally.

In addition, Attitude Uangmu, as a communication media channel in the form of minisites and applications that specifically inform the digital public of content related to financial education, has published 135 financial educational content contents, with a total of 767,640 viewers as of April 30, 2023.

Also read: OJK: More and more financial service providers are channeling green financing

Prior to and during the 1444 Hijri Ramadhan period, OJK together with all SWI members from 12 ministries/institutions have stepped up efforts to monitor and eradicate illegal online loans and illegal investments to prevent public losses due to investment offers and unlicensed online loans.

As of April 30, 2023, SWI stopped 15 entities that made investment offers without permission and followed up on the findings of 155 illegal online lending platforms by stopping the activities of each illegal entity in question.

From early January to April 30 2023, OJK has received 94,737 service requests, including 6,371 complaints, 34 complaints with indications of violations, and 420 disputes submitted to the LAPS of the Financial Services Sector (SJK).

Of these complaints, 3,344 were IKNB sector complaints, 2,994 were banking sector complaints, and the rest were capital market sector services.

On the other hand, OJK considers it important for students’ ability and understanding to utilize financial products/services as essential life skillsso that OJK continues to encourage financial inclusion among students, including through the One Student One Account Program (KEJAR).

Also read: OJK: Bank credit grows 9.93 percent in March 2023

As of quarter I-2023, as many as 52.08 million students had Student Savings (SimPel) and Child Savings accounts with a total of outstanding deposits of IDR 25.93 trillion.

The KEJAR program has been implemented by 429 participating banks throughout Indonesia, consisting of 71 commercial banks and 358 people’s economy banks/sharia people’s economy banks.

Reporter: Martha Herlinawati Simanjuntak
Editor: Nusarina Yuliastuti

source: www.antaranews.com

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