Learn from David Ozora’s Fees, Do This Before It’s Too Late

Jakarta, Armfalcon.com – Mellisa Anggraeni, attorney for David Ozora, said that insurance covered 80% of the medical expenses of his clients who were victims of abuse, reaching Rp. 1 billion.

Meanwhile, the rest is borne by family and colleagues. So far, David’s family has not opened a donation for his treatment.

“As we have said, David’s hospital costs are covered by 80 percent maybe from insurance because there are some who don’t. So far 80 percent is from insurance, the rest is from family, colleagues, that’s all,” Mellisa said during a press conference at Mayapada Hospital, South Jakarta, Sunday (16/4/2023), quoted from second.

Although previously David’s father, Jonathan Latumahina, said that his son’s health insurance has a large limit of up to Rp. 4 billion, there are still some costs that cannot be covered by health insurance.

That’s where it’s important to have an emergency fund. Emergency fund savings will certainly be very useful to finance the remaining medical expenses during hospitalization which must be borne by personal money.

So can BPJS Health cover David’s treatment case?

BPJS Health does not cover illnesses caused by abuse

As stated in Presidential Regulation number 82 of 2018 concerning Health Insurance, there are 21 diseases that cannot be covered by BPJS.

One of the diseases in question is a disease that arises as a result of criminal acts, such as persecution or sexual violence.

Quoted from secondPublic Relations of BPJS Kesehatan in 2019 explained that the reason for not guaranteeing health services for victims of this crime was because their health services had been regulated in Law No. 13 of 2006 concerning Protection of Witnesses and Victims as amended by Law No. 31 of 2014.

How much emergency fund should be provided?

It all depends on the person concerned. Occupational and professional risks certainly affect the size of the emergency fund, as well as the number of dependents and debts.

In fact, an emergency fund is intended to anticipate the risk of loss of income due to work or business risks. Therefore, someone who already has responsibilities is advised to have an emergency fund of at least six times the monthly expenses.

However, this savings can also be used for other things, such as picking up hospital bills that insurance cannot cover.

[Gambas:Video CNBC]

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