Bank BJB Cluster KUR Becomes a Pilot Project for the Ministry of Cooperatives and SMEs, JAKARTA – Bank BJB was selected become one of the banks that hand over symbolically pilot project Supply chain-based Cluster People’s Business Credit (KUR) to offtaker and bank bjb debtors. Submission pilot project The KUR Cluster was carried out directly by the Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Teten Masduki at the Ministry of Cooperatives and SMEs Office, Jakarta, recently.

The event for handing over the KUR Cluster was also attended by several officials from KUR channeling banks and LPDB, including Bank BJB. Minister of Cooperatives and SMEs Teten Masduki handed over KUR KLaster to offtaker on behalf of PT Agro Investama and its breeder partners, who are representatives offtaker and debtors from Bank BJB.

Teten said, the government continues to make various efforts to increase the role of the people’s economy in the national economy. However, it is undeniable that MSME actors are still often constrained by access to capital through banking.

One of the obstacles, namely collateral requirements. According to Teten, one of the breakthroughs in solving this obstacle is the implementation of the KUR Cluster scheme in the form of providing KUR financing to supply chain-based business groups.

The existence of the KUR Cluster, said Teten, is expected to strengthen MSME partnerships as part of the industrial supply chain, so that they can place business management capabilities, production quality and upgrade.

Division Leader Corporate Secretary Bank BJB Widi Hartoto said, with the symbolic handover of the supply chain-based KUR Cluster pilot project to offtaker and Bank BJB debtors, it is hoped that this will increase the quality of the MSME loan portfolio. ”We are enthusiastic about extending credit to MSMEs, while still prioritizing the aspect of prudence,” he said.

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