7 Groups of People Who Will Be Boncos in Ramadan, Are You Included?

Jakarta, Armfalcon.com – The month of Ramadan is indeed known as a month full of blessings, but make no mistake, increased spending in this holy month can make a person’s finances hit by problems later on.

Ideally, expenses for Ramadan activities are arranged before this holy month arrives. But again, everyone’s preferences and understanding of financial management are different.

The following are the criteria for people in the month of Ramadan who have the potential to lose financially, both in terms of cash flow, savings, and so on.

1. Those who buy snacks every day

Takjil or snacks for breaking the fast are delicious, fresh, savory, sweet, and tantalizing. This snack is sold everywhere at low prices during Ramadan.

But make no mistake, buying takjil every day can make your expenses swell. Let’s just say, every day you spend IDR 25,000 for takjil, so in 29 days you have spent IDR 725,000.

Of course, this is only for takjil expenses, not if you are a person who has never cooked and buys prepared food for everyday. And you know, takjil snacks are also certainly not healthy foods.

2. Those who can’t refuse a bukber invitation

Breaking the fast together, aka bukber, is indeed an effective way to gather and reunite with old friends.

However, the invitation for the bukber did not only come from old friends. Close friends, prospective clients, and others also often schedule this one event.

When you do this activity more often in restaurants, then don’t be surprised if your spending swells.

If you spend Rp. 150,000 in just one meal at a restaurant, then if there are 10 bukber activities, you will have spent Rp. 1.5 million. That doesn’t include parking and transportation costs.

There’s nothing wrong with this activity, but if you can’t refuse all the invitations, then your wallet could be at stake.

3. Who always comes home waiting

Working outside normal working hours is exhausting. But going home on time during the fasting month is also not a wise solution, especially if your workplace is in the city center and you bring your own vehicle.

Even though breaking the fast at home is much more comfortable than going outside, the congested roads will make your fuel consumption increase which will lead to large expenses for transportation.

There’s nothing wrong with waiting for iftar time at the office first and going home a little longer than usual.

4. Those who hunt for online shop discounts every day

It’s no secret, promos or discounts are scattered on the online marketplace. But that doesn’t mean that this holy month is used endlessly to shop for something you want.

There’s nothing wrong with buying something you want in this holy month. However, do limit the costs for this one.

Don’t put your needs and wants first.

5. Who stays up late every day for no apparent reason

Not a few of you have difficulty getting up at dawn, and sometimes they choose to stay up until the wee hours of the morning. After eating their fill in the early hours of the morning, then they rest.

For those who work as employees, this is clearly not good to do. Because when you stay up late, your sleep portion becomes abysmal and it actually endangers your health.

If you fall sick, then you yourself will lose.

6. Who never exercise

Enduring thirst and hunger does make you tired quickly. But that doesn’t mean it’s okay for you not to exercise.

When you stop exercising, the risk of disease can arise and your stamina can be drained more easily.

There’s nothing wrong with spending 20 minutes before breaking the fast for light exercise.

7. Those who don’t want to invest

There is a holiday allowance (THR) and a monthly salary. You should prioritize these funds to invest first, before you use them for other consumptive activities.

Investment is one of the solutions to achieve financial freedom in the future. Delaying investment, of course, can be very risky for your personal finances in the long run.

Start investing by buying instruments that you understand well.

[Gambas:Video CNBC]

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source: www.cnbcindonesia.com

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